What's next private health insurance covers?

General treatment cover

General treatment cover (also called ancillary cover or extras cover) provides insurance against some or all costs of treatment by ancillary health service providers, depending on the type of policy you select, such as:

What private health insurance covers?

Private health insurance cover is generally divided into hospital cover, general treatment cover (also known as ancillary or extras cover) and ambulance cover. If you plan to take out both hospital and general treatment cover, many insurers provide combined policies. Ambulance cover may be available separately, combined with other policies, or even covered by your state government.