Who Needs Short Term Insurance?

So who would really want a short-term health insurance policy and what for? After all, of all types of coverage, health insurance needs do look to be a long term affair on the surface. The fact of the matter, is that you may be amazed at the real amount of people who find themselves in need of a short term health insurance coverage at some point in their life-time.

New College Alumni

Fresh college graduates are the first that come to head. They might have been covered by a large health policy through their school while they were going to college but today find themselves prohibited for that coverage after they have finished school. Of course, they plan on getting some work that has insurance coverage benefits but they will have to have a little bit to hold them over until then.

Fresh Employs in That Need Health Insurance A lot of firms that do offer group health insurance programs for their employees ofttimes need that a particular period of time elapse before a newly hired individual turns eligible. This would be yet another perfect model of another person that would see themselves in need of a short term health insurance policy.

12, Twenty-Four and 36 Month Policies

In general, short health insurance policies are available mainly in twelve month increases. Nevertheless; there are some providers that do extend 24 and thirty-six month plans. Also, virtually all short term plans will not cover pre existing circumstances.

Exceptions in Short-Term Health Coverage

Something else that you will not see short term health insurance policies covering is preventive treatment such as pap smears. In fact, short term health insurance policies tend to have far more exceptions than common health insurance policies.

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Article written by Antonious Franheimmer. Find the latest info on short term insurance and short term insuran